About Spark Wave
Financial Access for Every Dream
We are more than just a financial services provider—we are visionaries, innovators, and partners in progress.
Our Mission & Vision
Driving financial empowerment across Africa through innovative solutions
Our Mission
To provide accessible, innovative, and reliable financial solutions that empower individuals and businesses to grow, thrive, and achieve long-term financial stability.
Our Vision
To be Africa's leading inclusive investment and credit solutions company, driving economic growth through financial empowerment and technology.
Smart Finance, Bright Future
At Sparkling Wave Investment Company Limited, we are more than just a financial services provider—we are visionaries, innovators, and partners in progress. Founded with a clear mission to revolutionize the financial landscape, our company is committed to empowering individuals and businesses with accessible and efficient solutions that drive economic empowerment and foster growth.
The Sparkwave Suite
Financial Access for Every Dream
Sparkwave SME
Empower your business growth with our comprehensive SME loan solutions. From working capital to expansion funding, we provide the financial support your business needs to thrive and scale effectively.
Sparkwave Credit
Experience seamless salary-backed loans for civil servants through our Remita integration. Quick approval, flexible terms, and transparent processes designed specifically for government employees.
Sparkwave Green
Invest in a sustainable future with our solar and climate finance solutions. From solar installations to green energy projects, we support your environmental goals while building financial stability.
Sparkwave Lyfestyle
Enjoy the freedom to own what you love today and pay at your pace with our Buy Now, Pay Later solution. Sparkwave Lyfestyle makes premium products, services, and experiences more accessible through flexible installment plans—helping you manage your lifestyle with ease, confidence, and convenience.
Board of Trustees & Leadership
Get to know our board members
Pastor Emmanuel Egbune
Chairperson, Board of Trustees
Christopher Onyemaechi Emewo
Managing Director / CEO
Abidoye Olufemi Alabi
Board of Trustee Member
Onyemaechi Nike Deborah
Board of Trustee Member
Douglas Egharevba
Advisor - Board of Trustee Member
Frequently ask
How long does the loan approval process take?
The duration of the loan approval process can vary depending on several factors, including the lender's internal procedures, the complexity of the loan application, and the completeness of the applicant's documentation. In general, the process typically takes anywhere from a few hours to several weeks.
What documents are required for a loan application?
For the client, 3 passport photos & ID card, 2 guarantors & ID cards are required.
Can I apply for a loan online?
YES. Contact our Customer Service via Call/WhatsApp for a seamless online application process.
What are the eligibility criteria for obtaining a loan?
Age, Steady Income, Credit History, Debt-to-Income Ratio, Collateral (Depends on the amount), Employment Status, Residency Status.
What Our Clients Say
Real stories from satisfied customers
Kazeem Olarewaju
“Thanks to Sparkling Wave Investment, I now have the car of my dreams! Their seamless process and personalized service made it possible for me to purchase a vehicle without hassle. I'm grateful for their support and highly recommend their services to anyone in need of financial assistance.”
Favour Iroghama
“As a small business owner, securing funding can be daunting, but Sparkling Wave Investment Company Limited made the process seamless. Their flexible terms and quick approval allowed me to expand my operations and realize my business goals. With their support, my business is thriving like never before.”
Stephen Tovia
“I was hesitant about taking out a loan until I discovered Sparkling Wave Investment Company Limited. Their Cash Loan service exceeded all my expectations. The application process was seamless, and I was impressed by how quickly they processed my request. What truly stood out to me was their commitment to transparency and affordability—their processing fee was the lowest I found, making it a no-brainer choice for me. Thanks to Sparkling Wave, I was able to address my financial needs without any stress or hassle. I highly recommend their services to anyone in need of financial assistance.”
Ready to Spark Your Financial Future?
Choose from our comprehensive Spark Suite and get started with our quick and easy loan application process.